{"id":7635,"date":"2021-02-15T12:10:39","date_gmt":"2021-02-15T12:10:39","guid":{"rendered":"https:\/\/www.thehailshopusa.com\/?p=7635"},"modified":"2021-02-15T12:10:58","modified_gmt":"2021-02-15T12:10:58","slug":"is-comprehensive-coverage-the-same-as-full-coverage","status":"publish","type":"post","link":"https:\/\/www.thehailshopusa.com\/is-comprehensive-coverage-the-same-as-full-coverage\/","title":{"rendered":"Is Comprehensive Coverage the same as Collision Coverage?"},"content":{"rendered":"<h2>What is the difference between a Comprehensive Insurance &amp; Collision Insurance Policy?<\/h2>\n<p>In this article, we will explain the difference between comprehensive &amp; collision coverage on your vehicle.<\/p>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-7468\" src=\"https:\/\/www.thehailshopusa.com\/wp-content\/uploads\/2020\/03\/escalade-auto-hail-damage-300x300.jpg\" alt=\"Cadillac Escalade Hail Damage Repair\" width=\"300\" height=\"300\" srcset=\"https:\/\/www.thehailshopusa.com\/wp-content\/uploads\/2020\/03\/escalade-auto-hail-damage-300x300.jpg 300w, https:\/\/www.thehailshopusa.com\/wp-content\/uploads\/2020\/03\/escalade-auto-hail-damage-150x150.jpg 150w, https:\/\/www.thehailshopusa.com\/wp-content\/uploads\/2020\/03\/escalade-auto-hail-damage-768x768.jpg 768w, https:\/\/www.thehailshopusa.com\/wp-content\/uploads\/2020\/03\/escalade-auto-hail-damage-75x75.jpg 75w, https:\/\/www.thehailshopusa.com\/wp-content\/uploads\/2020\/03\/escalade-auto-hail-damage.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>What does Comprehensive Insurance Policy cover?<\/h3>\n<p>A comprehensive insurance coverage plan on your vehicle covers damage that is not from a collision, wreck, or car accident. If you&#8217;re financing or leasing your car, your lender likely requires comprehensive coverage. The coverage limit is determined by the actual cash value of the vehicle being covered.<\/p>\n<p><strong>Some examples of what IS covered:<\/strong><\/p>\n<ul>\n<li>If your vehicle is stolen.<\/li>\n<li>Damage from fire.<\/li>\n<li>If your vehicle was vandalized.<\/li>\n<li>Damage caused by a falling object.<\/li>\n<li>Damage caused by natural disasters or an &#8220;Act of God&#8221; including wind (falling tree), <strong>hail damage<\/strong>, and flood damage.<\/li>\n<li>Hitting an animal with your vehicle. More specifically, swerving to miss an animal and crashing into oncoming traffic or a tree is considered a <b>full coverage<\/b>\u00a0claim.<\/li>\n<\/ul>\n<p><strong>Examples of what is NOT covered:<\/strong><\/p>\n<ul>\n<li>Collision with another vehicle.<\/li>\n<li>Collision with an object, such as a fence or guard rail.<\/li>\n<li>Single-car rollover accidents.<\/li>\n<li>Damage to another person&#8217;s vehicle<\/li>\n<li>Medical bills incurred by you or another person.<\/li>\n<\/ul>\n<h3>What does a Collision Insurance Policy cover?<\/h3>\n<p>A Collision insurance Policy is a coverage that helps pay to repair or replace your car if it&#8217;s damaged in an accident with another vehicle or object. If you&#8217;re leasing or financing your car, collision coverage is typically required by the lender.<\/p>\n<p><strong>Examples of what IS covered:<\/strong><\/p>\n<ul>\n<li>Damage to <strong>your vehicle <\/strong>as the result of a\u00a0single car accident (if no other motor vehicle was involved) involving a roll-over.<\/li>\n<li>Damage to <strong>your vehicle <\/strong>as the result of hitting an object such as a tree, guard rail, house, fence, etc is covered.<\/li>\n<li>Damage to <strong>your vehicle<\/strong> as the result of collision, accident, and wreck that involved another vehicle.<\/li>\n<\/ul>\n<p><strong>Examples of what is NOT covered:<\/strong><\/p>\n<ul>\n<li>Damage caused as a result of a natural disaster such as hail damage, wind damage, and flood damage.<\/li>\n<li>Theft of your vehicle.<\/li>\n<li>Vandalism of your vehicle.<\/li>\n<li>Damage to another persons vehicle or personal property.<\/li>\n<li>Medical bills incurred by you or another person.<\/li>\n<\/ul>\n<h3>What is Full Coverage Insurance Policy?<\/h3>\n<p>A full coverage\u00a0auto\u00a0insurance\u00a0means you have\u00a0coverage for your own car <strong>AND<\/strong> the other driver&#8217;s. A full coverage policy combines <em>liability<\/em> (pays for injuries and damage caused by <strong>YOU<\/strong>) <em>collision<\/em>, and <em>comprehensive<\/em> insurance.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is the difference between a Comprehensive Insurance &amp; Collision Insurance Policy? In this article, we will explain the difference between comprehensive &amp; collision coverage on your vehicle. What does Comprehensive Insurance Policy cover? A comprehensive insurance coverage plan on your vehicle covers damage that is not from a collision, wreck, or car accident. If [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-7635","post","type-post","status-publish","format-standard","hentry","category-insurance"],"_links":{"self":[{"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/posts\/7635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/comments?post=7635"}],"version-history":[{"count":0,"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/posts\/7635\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/media?parent=7635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/categories?post=7635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thehailshopusa.com\/wp-json\/wp\/v2\/tags?post=7635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}